Our Services

“Price is what you pay.  Value is what you get.”  

-  Warren Buffett

Hiring a wealth management firm is an important decision.  Please feel free to call us if you ever have any questions.  We are confident you will find value in our services. 

The following provides a general overview of what to expect when you become a client.

• Stage One:  Initial meeting to discuss your current investments, goals, expectations & risk tolerance.  We will discuss our processes, fees & answer all of your questions.  We will determine which of our services best meet your needs.
• Stage Two:  We will gather your information in order to start the new client set up process.  You will review & sign various documents.  We will ask you questions that will help us understand your personal & financial picture.
• Stage Three:  We will review your information & discuss our recommendations.  We will mutually agree on a strategy to meet your goals.
• Stage Four:  We will implement our plan.
• Stage Five:  We will work together to monitor the plan & strategies.

As an investment management client, you will receive a monthly statement directly from TD Ameritrade detailing your holdings & transactions.  You will also receive a trade confirmation whenever we place a trade in your account.  You can choose to receive this information from TD Ameritrade electronically or in the mail.

Within two weeks following the end of each calendar quarter, we will send you a custom report with the investment return of each account individually & in aggregate.  The quarterly report will show the performance of your account versus an appropriate benchmark, as well as the growth rate of your portfolio.

Along with the quarterly report, you will receive a newsletter discussing the current investment environment.  We typically discuss certain holdings & address our strategies going forward. 

Finally, you will receive another written communication from us during the quarter that discusses our mutual fund managers, tax planning & financial planning topics.

FINANCIAL PLANNING SERVICES:

In addition to investment management services, we provide the following advisory services:

• Retirement Income Projections
• Income Tax Planning & Preparation
• Education Planning
• Cash Flow Analysis
• Insurance Review
• Retirement Plan Distribution Planning
• Estate & Gift Tax Planning
• Stock Option Planning